Est. January 2025 | NMLS #2673152TX · FL · MN · COMay 12, 2026
The Dylken Times
Reporting on Rates, Programs, and the Path Home
Vol. 1 · Mortgage ResourcesAll articles reviewed by Chad Holte, CMA®Free to read · No credit pull required
This Edition’s Lead Story
General
Move‑Up Home Buyer Guide: How to Plan Your Next Home
If your current home no longer fits your life, you might be a move‑up home buyer—someone selling one home to buy a bette...
If your current home no longer fits your life, you might be a move‑up home buyer—someone selling one home to buy a better fit. For owners in Texas, Florida, Minnesota, and Colorado, that means balancing your equity, your next mortgage payment, and local market conditions. This move‑up buyer guide walks you step‑by‑step through the decisions so your next home is a true upgrade, not just a bigger payment.
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“An informed borrower makes better decisions. That is why we always lead with education, not a sales pitch.”
Chad Holte, Certified Mortgage Advisor
More From the Times
General
Home Affordability in 2026: How a 1‑0 Buydown Can Help Your Payment Feel Like It Fits
Home affordability is still a challenge in 2026, even as the market slowly improves. One way to soften the payment shock is a 1‑0 temporary ...
First-Time Buyers
First-Time Homebuyers in Texas, Florida, Minnesota, and Colorado: Don’t Forget Your Year‑Two Homeowners Insurance Increase
In Texas, Florida, Minnesota, and Colorado, homeowners insurance can jump sharply after the first year—especially in areas hit by hail, wind...
VA Loans
VA One‑Time Close Construction Loans in Texas: 2026 Guide for Veterans
Thinking about building instead of buying? Learn how VA one‑time close construction loans work in Texas, who qualifies, and what to expect f...
First-Time Buyers
What the New Fannie Mae and Freddie Mac Condo Rules Mean for Buyers and Sellers
Fannie Mae and Freddie Mac just issued major updates to how condominium projects are reviewed and insured. If you are buying or selling a co...