Florida Home Loans and Refinance
Buying or refinancing in Florida starts with a clear plan for your budget and goals. Explore your loan options, check current rates, or find guidance for the community you call home.
Work directly with Chad Holte, a Certified Mortgage Advisor and Managing Broker of Dylken Home Loans, for straightforward guidance backed by 25+ years of experience.
Compare current rates for buying or refinancing in Florida. Adjust your property details, loan amount, and financing preferences to explore options for your budget.
Rates updated throughout each business day.
No credit check required.
Choose your city for local housing information, mortgage options, and home buying resources.
Serving buyers and homeowners throughout Florida.
We provide home purchase and refinance financing throughout Florida, including your community. Explore our loan programs to find options that fit your plans.
Plan Beyond the Purchase Price
Get a quote for the specific home and review wind coverage, hurricane deductibles, and any separate flood insurance needs. Homeowners insurance generally excludes flood damage, so confirm the coverage and total cost before settling on a budget.
A seller’s tax bill may reflect exemptions and assessment limits that do not carry over to you. Request an estimate from the county property appraiser and review your own homestead eligibility before using those taxes in your budget.
For a condo, review association dues, special assessments, insurance, and the building’s financing eligibility early. Qualifying for the mortgage personally does not automatically mean the condo project qualifies for the same loan.
What real clients are saying
99 Google & Zillow Reviews
Chad did a great job helping navigate through options. The fastest close we’ve ever had.
This is our second time working with CHAD, his service is excellent. His attention to detail and caring for his customer is outstanding.
I’ve been working with Chad for over 15 years on both new purchases and multiple refinances, and in all kinds of market conditions. I confidently refer friends and family to Chad at every opportunity. It’s fantastic to know that you’re always going to end up with extremely competitive rates, and the best possible service from beginning to end. Amazing work Chad and team!
Yes. Dylken Home Loans is licensed to serve borrowers throughout Florida. The directory highlights communities with dedicated local guides; it is not a list of the only places we lend. Tell us the property location and whether you are buying or refinancing so we can review the options.
Include principal, interest, property taxes, homeowners insurance, and any required mortgage insurance. Add association dues, applicable special assessments, and separate flood or wind coverage when needed to your overall housing budget. Use an insurance quote and a tax estimate for the property rather than assuming the seller’s current expenses will become yours.
Yes. Depending on the loan program, the lender reviews the condo project as well as your finances. Association insurance, finances, required repairs, and special assessments can affect eligibility. Share the building and unit details early so the project requirements can be reviewed before you rely on a particular loan option.
Florida Homeowner and Buyer Resources
Explore the timing and financing decisions involved in moving from one home to another.
Plan the transition from your current home to the next one.
Review financing and available funds before committing to a purchase first.
Coordinate sale proceeds, temporary housing, and the next purchase.
Understand how a home sale condition can affect your next offer.
Mortgage insights to help you understand financing, plan a home purchase, and explore refinancing strategies across Florida.
Tell us where you are buying or refinancing and what you want to accomplish. We will help you understand your options, the numbers to review, and what to prepare next.